For Advisors & Referrers

Independent viability diagnostics before advice, restructuring, or capital decisions proceed

Amor + Associates provides independent, fixed-fee diagnostics that clarify cash and economic reality when decisions are being made under pressure. Our work is designed to support advisors by producing a clear, documented viability record — without replacing your role or converting diagnostics into implementation.
We do not provide ongoing advice or compete for the client relationship unless explicitly agreed.

Request a referrer introduction View the diagnostic ladder
Diagnostic fit check only — no advice, no pitch.
Why this exists

Viability is often assumed rather than tested

Many engagements stall because the core question is unresolved: is continuation reasonable under current conditions — and if so, under what conditions does that remain true? Our diagnostics convert ambiguity into explicit boundaries, so advice and next steps can proceed on an evidentiary basis.

What you get

Referrer-safe, board-ready outputs

  • Clear determinations: proceed / conditional / pause / stop / escalate
  • Assumptions and viability conditions made explicit
  • Cash reality, timing pressure, and downside mapped clearly
  • Documentation that supports advice and reduces hindsight risk
Referrer safety
  • We do not replace accountants, lawyers, or insolvency practitioners
  • Diagnostics are fixed-fee and independent (no contingent outcomes)
  • Diagnostics do not automatically convert into implementation
Professional boundaries
  • Clear reliance and limitations (not audit, valuation, forensic, legal advice, or insolvency opinion)
  • Execution is optional and only available following confirmed viability
  • Referrers retain control of the client relationship
Many engagements originate from advisors who want an evidence-led view of viability before committing to a course of action.
When to refer

Typical referral triggers

  • Recurring cash stress or covenant pressure
  • Material contracts, pricing, or funding decisions
  • Pre-restructure / pre-insolvency uncertainty
  • Board / shareholder disagreement on viability
  • Timing mismatches: profitable on paper, strained in cash
How it works

A disciplined handoff

  1. Referrer introduces the need for a viability diagnostic under current conditions.
  2. We run a short fit check to select the correct diagnostic entry point.
  3. We deliver the determination and boundaries (proceed / pause / stop / escalate).
  4. Advice, restructuring, funding, or execution proceeds with clearer evidence and limits.
Where appropriate, referrers are welcome to attend the determination walkthrough.
Want to sanity-check fit?
We can run a short referrer introduction and align on the right diagnostic entry point.
Diagnostic fit check only — no advice, no pitch.
Request a referrer introduction