1.1 By accessing or using this website, you agree to be bound by these Terms and Conditions. This website is operated by Amor + Associates Ltd ("Amor + Associates"). Continued use constitutes acceptance of these terms.
2.1 All content on this website, including but not limited to text, graphics, logos, designs, and software, is the property of Amor + Associates and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.
3.1 The information and tools provided on this website are for general informational purposes only and are not intended as financial, legal, or business advice. Amor + Associates does not warrant the accuracy, completeness, or reliability of any information or outputs derived from this website.
3.2 Users should seek professional advice tailored to their circumstances before relying on any material or service obtained through this website.
4.1 Users must not post or transmit any content that is defamatory, obscene, unlawful, or misleading, including in any forums or chat functions that may be made available.
4.2 Users must not engage in any activities that compromise the security or integrity of the website, including unauthorised access, hacking, or spamming.
4.3 Amor + Associates reserves the right to monitor, moderate, or remove any user-generated content at its discretion.
4.4 Website availability may be interrupted due to maintenance or external factors. Amor + Associates makes no guarantee of uninterrupted access.
5.1 This website may contain links to third-party websites. Amor + Associates is not responsible for the content or practices of these websites and provides links for convenience only.
6.1 Amor + Associates is not liable for any direct, indirect, or consequential damages (including loss of profits) arising from the use of this website or services, except to the extent liability cannot be excluded by law. Liability is limited to the value of the fees paid for any specific service, if applicable.
7.1 You agree to indemnify and hold harmless Amor + Associates from any claims, liabilities, damages, or expenses arising from your use of this website or breach of these terms.
8.1 Amor + Associates collects and stores personal information to communicate with you and offer relevant services. By using this site, you consent to this use.
8.2 While efforts are made to ensure security, Amor + Associates cannot guarantee complete confidentiality of your data.
8.3 This site uses third-party tools (e.g., Google Analytics) that may collect data via cookies. Amor + Associates does not control how those third parties manage their data.
9.1 These Terms are governed by the laws of New Zealand. Any disputes shall be resolved in the New Zealand courts.
9.2 This website is intended for use by New Zealand residents. Overseas users must comply with all applicable local laws.
10.1 Amor + Associates may update these Terms at any time. Continued use of the site after updates indicates your agreement to the revised terms.
10.2 Third-party advertisements may appear on this site. Amor + Associates makes no representations or warranties regarding advertised products or services.
10.3 These Terms constitute the entire agreement between Amor + Associates and the user with respect to website use. No other agreements or representations apply unless expressly stated.